Ml direct deposit program interest rate

Best for 6-Month CDs: CommunityWide Federal Credit Union CW Certificate Account — 5.30% APY. Best for 1-Year CDs: Bread Savings Certificate of Deposit — 5.25% APY. Best for 18-Month CDs ...

Direct Deposit: Electronic funds that are deposited directly into your bank account rather than through a paper check. Common uses of a direct deposit include income tax refunds and pay checks.Annual percentage yield (APY) was a main factor but not the only factor considered when building our list of the best accounts. BrioDirect High Yield Savings Account: 5.35% APY. Ivy Bank High ...The net of fee performance information shown for the Strategy for the period from May 1, 2022 to the date of this Profile is calculated using the maximum Program Fee of 1.838%, which is based on the maximum Merrill Fee Rate of 1.75% and the Style Manager Expense rate of 0.088%.Enrolled Preferred Rewards members with eligible Bank of America® credit cards can receive a Preferred Rewards bonus of 25% for the Gold tier, 50% for the Platinum tier, or 75% for the Platinum Honors, Diamond or Diamond Honors tier on each purchase. If your card receives the10% customer bonus, the Preferred Rewards bonus will replace the 10% ...The national average rate for one-year and five-year CDs started to increase in February 2022, driven in part by rising Treasury yields and expectations of Federal Reserve rate increases.Merrill Lynch Direct Deposit Program --- Tier 63 5.16% ... deposit account and no change to the interest rate for one year. Note that the interest rate (and APY) may change at any time, at the depository bank's discretion, after the deposit account is opened. The depository bank uses the daily balance method to calculate interest on your ...On the banking side, direct deposit, the online bill payment and ATM are (for us, anyway) work very well. At a minimum, makes $ a one-stop shop anywhere my smartphone has a signal. BoA drove me crazy with fees and our local area banks' attitudes changed dramatically for the worse as industry consolidation ruined the customer service.

Schedule a meeting with a banker to open an account and enjoy relationship rates. Want to learn more about CDs? Visit our Banking Education Center. CD Text Message Program: Message and data rates may apply. For help call 1-800-935-9935. Reply STOP to 87256 to no longer receive Chase CD text messages until you provide your consent again.Interest Rates for the Stifel Smart Rate Program . Interest rates on the deposit accounts are subject to change. Interest will be accrued daily and credited monthly. The minimum initial deposit for Stifel Smart Rate is $100,000. ... Rates on FDIC Insured Bank Deposit Program Author: Stifel Nicolaus Created Date: 7/26/2023 10:41:00 AM ...The NM FDIC Insured Deposit Program is the primary product in our Cash Sweep Program and will earn a daily interest rate for your uninvested assets. It'll be insured by the Federal Deposit Insurance Corporation (FDIC) for up to $5.0 million 1,2 and unlike many other programs, pays a consistent return regardless of the amount you have invested.Merrill Lynch Direct Deposit Program 0.01% Merrill Lynch Direct Deposit Program --- Tier 64 1.06% Merrill Lynch Business Deposit Program --- Tier 1 (<$250,000) 0.01% Merrill Lynch Business Deposit Program --- Tier 2 ($250,000 to <$1M) 0.01% Merrill Lynch Business Deposit Program --- Tier 3 ($1M to <$10M) 0.30%Retirement Asset Savings Program --- Tier 51 5.16% Merrill Lynch Direct Deposit Program 0.01% Merrill Lynch Direct Deposit Program --- Tier 63 5.16% Preferred Deposit for Business®5, 6 4.71% 1Assigned to eligible accounts enrolled in the following investment advisory programs: (1) the Merrill Lynch Investment Advisory Program,Rate Deposit Facility MLIB‡ Business Investor Account (BIA) Merrill Lynch Business Deposit Program BANA and BA-CA Not available International Bank Variable Rate Deposit Facility MLIB‡ *These automatic cash sweep options are not available to all clients. Jurisdictional restrictions apply. Please contact your financial advisor or Merrill Edge

For more information on rolling over your IRA, 401 (k), 403 (b) or SEP IRA, visit our rollover page or call a Merrill rollover specialist at 888.637.3343. You have choices about what to do with your employer-sponsored retirement plan accounts. Depending on your financial circumstances, needs and goals, you may choose to roll over to an IRA or ...Ask your advisor about Preferred Deposit and CD rates. Learn more about high-yield deposits. Highlighted Features. e-Sign. Send a secure message, set an appointment, e-sign documents and stay in touch with your advisor. See how it works. Mobile check deposit.Easy. Simply take two pictures and enter your info to deposit your checks. Convenient. Skip the trip to the branch or ATM just to make a deposit. 1 Mobile Check Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply. Message and data rates may apply.Feb 23, 2017 · receive the interest rate that corresponds to the Asset Tier that ranges from $250,000 to $999,999. This Asset Tier may be adjusted, as appropriate, on the next Valuation Date. [21] Without notice, interest rates may change daily, the interest rate differential between Asset Tiers may change, and Asset Tiers may also change. To learn …

Smokers paradise marysville ohio.

Merrill Lynch Direct Deposit Program, which will become your new Sweep Option on the Liquidation Date. The Annual Percentage Yield (APY) in the Merrill Lynch Direct Deposit Program will be 1.59% for six months from the Liquidation Date, after which time it will revert the then-current APY for the Merrill Lynch Direct Deposit Program.FD Interest Rates: Check and compare the latest rate of interest for fixed deposits and invest as per your requirements. Explore the most competitive Fixed Deposit interest rates for regular and ...9.94%. 10.41%. The best 5 year fixed deposit interest rate is 11.83% offered by SA Retail Bonds. This is the effective annualised rate. You will need a minimum investment of R1,000 to get that interest rate. Check out the fixed deposit calculator to see how much interest you will earn for your investment amount.deposits from Merrill Lynch clients. Merrill Lynch receives up to $100 per year from BANA and BA-CA for each account that sweeps to the Merrill Lynch Bank Deposit (“MLBD”) Program and Merrill Lynch Direct Deposit Program, and up to $85 per year for each account that sweeps to RASP or RASP II. Merrill Lynch receives up toAvailable across, Merrill Preferred Deposit account is offers 5.02% APY on your funds with an minimum aperture deposit of $100,000.5.02% APY on your funds with an minimum aperture deposit of $100,000.If you’re a Merrill client looking to open an interest bearing account, open a Merrill Preferred Deposit account to earn 4.71% APY available nationwide. Update 4/19/24: The rate has decreased from 4.92% APY (to 4.71%). For more competitive rates, we highly recommend our top choice savings account at Western Alliance Bank.

Bankrate's experts have identified the highest savings account interest rates from top banks. ... Bread Savings — 5.15% APY, $100 minimum deposit to open; Popular Direct — 5.15% APY, $100 ...SoFi Insured Deposit Program. SoFi Checking and Savings members can earn up to $2M of additional FDIC insurance by enrolling in the SoFi Insured Deposit Program. **. There are no fees to boost your insurance and direct deposit members will earn 4.60% APY 1 on all their savings balances and 0.50% APY on all their checking balances too.The interest rates you earn for the MLBD Program, Merrill Lynch Business Deposit Program, Merrill Lynch Direct Deposit Program, RASP and RASP II will not be affected as a result of the bank change. You can obtain current interest rate information on MyMerrill.com® (see the "Deposit Account & Money FundLendingClub pays a good 18-month CD rate and has reasonable early withdrawal penalties. LendingClub CDs require a $2,500 minimum deposit. Other banks may let you open a CD with $1,000 or less. APY ...You work hard for your money, and you want your money to work hard for you. Here are some of the banks with the best interest rates for consumers. Citizens Access’ online division ...The term “inflation” has been all over the news lately — and it won’t be the last time we hear it either. Even though it’s a fairly common term, what, exactly, does “inflation” mea...Understanding CD fundamentals. A CD is a time deposit, issued by a bank or savings association. You deposit funds with the financial institution for a specified length of time, and in exchange you earn a specified rate of interest on your deposit. That interest is generally paid to you in regular intervals during the term of the CD.4 days ago · This fee would be in addition to fees received from Program Banks for their participation. Any fees related to negative interest rates would be applied to your balance on a monthly basis for the duration of the negative interest rate period. If applicable, this fee will appear on your periodic Account statement.

The Treasurer's Ag Invest loan program is the nation's most expansive agriculture deposit program. Since 1983, Ag Invest has loaned more than $5 billion in operating and long-term loans. In addition to the Operating Line of Credit Loan Program, the Illinois State Treasurer's Office began the Long-Term Loan Program in 2000.

Ask your advisor about Preferred Deposit and CD rates. Learn more about high-yield deposits. Highlighted Features. e-Sign. Send a secure message, set an appointment, e-sign documents and stay in touch with your advisor. See how it works. ... Merrill Lynch Life Agency Inc. ("MLLA") is a licensed insurance agency and wholly owned subsidiary of ...Although you generally have up to five years to repay loans from your 401 (k) plan account, leaving your job (or losing it) before the loans are repaid may mean you have to pay the money back in full quickly. The amount that still needs to be repaid is now considered a distribution. You may be subject to federal and state income taxes, as well ...TO EARN APY HIGHLIGHTS. Betterment Cash Management Account. 5.50% APY Rate as of 05/25/2024. $10. FDIC insured up to $2MM at program banks†. Base rate is 5.00% variable APY* as of 4/02/24. Up to ...Sep 28, 2017 · pension, annuity and treasury direct payments, follow the instructions below. Note: Do not use this form for federal payroll, pension or benefit payments, including Social Security. Call us at 800.MERRILL (800.637.7455) to activate the Direct Deposit Service for these payments. 1. Complete the enrollment information formBank Program Interest Rate Initial Minimum Investment; DIDFDIC : DREYFUS INS DEPOSIT PROGRAM I : 0.41%: $ 0.01: REICH & TANG: LIQUID INSURED DEPOSITS : 0.40%: ... With respect to FDIC-Insured Deposits Program rates, please refer to the applicable Terms and Conditions disclosure document. Please consult with your financial organization, which ...The minimum initial deposit for Preferred Deposit is $100,000. Thereafter, deposits in whole dollar amounts of $1,000 or more and withdrawals in any whole dollar amount may be made by calling your financial advisor. Deposit and withdrawal requests made by 5 p.m. Eastern will have same-day settlement.The interest rates on deposits made through the Merrill Lynch Bank Deposit Program vary based on the value of assets in your accounts. The total assets of all your eligible …SoFi Insured Deposit Program. SoFi Checking and Savings members can earn up to $2M of additional FDIC insurance by enrolling in the SoFi Insured Deposit Program. **. There are no fees to boost your insurance and direct deposit members will earn 4.60% APY 1 on all their savings balances and 0.50% APY on all their checking balances too.Are you interested in pursuing a career in law? The BA LLB program is an excellent choice for those looking to combine their passion for humanities and legal studies. BA LLB direct...

Woman in wendy's commercial.

Chappelle prince gif.

Effective September 2, 2014, the annual deposit fee Merrill Lynch receives from Merrill Lynch Affiliated Banks for each account with uninvested cash balances swept under the following programs will change: • For the Merrill Lynch Bank Deposit Program, Merrill Lynch Business Deposit Program and Merrill Lynch Direct Deposit Program, the fee ...To set up direct deposits on a third-party payment platform, you need to submit your bank account and routing number. Sometimes, the service will attempt a tiny charge to confirm that the bank account information is accurate. Alternatives to direct deposit. Direct deposit is one of the easiest and most secure ways to get paid.Learn how to manage your uninvested cash at Merrill Edge, a brokerage firm owned by Bank of America. Compare the interest rates and benefits of FDIC-sweep, SIPC …This free, interest-bearing account also comes with early direct deposit. Why We Like It You'll earn 0.50% APY on checking and 4.60% APY on savings if you set up direct deposit or by depositing ...You can always check current interest rates by rolling to the bottom by any Merrill Edge page and clicking on the blue link “Deposit Account & Money Fund Rates”. Right now it links to this PDF. Default liquid sweep. Your default funds sweep equity rate is the of for “Merrill Lynch Bank Storage Program – Tier 1 ($250,000)".Derek owes the bank $120 two years later, $100 for the principal and $20 as interest. The formula to calculate simple interest is: interest = principal × interest rate × term. When more complicated frequencies of applying interest are involved, such as monthly or daily, use the formula: interest = principal × interest rate ×.CD program features Merrill Lynch Brokered CD program Bank of America CDs CD types Non-callable CDs: Are interest-bearing and pay a fixed interest rate during the time your money is deposited. Non-callable CDs cannot be redeemed by the issuer before their maturity date. Callable CDs: Are interest bearing andComplete a direct deposit form. Provide the form to your employer's payroll office. Log in to Online Banking and download a prefilled direct deposit form. You'll need to know: Your Bank of America account and ABA routing numbers. Your employer's name and address. Locate my account and routing number.Program®, or any other Managed Solutions program will receive the interest rate that corresponds to the highest Asset Tier. For more information on the Merrill Lynch Statement Link service, please refer to the description in this booklet. The following Asset Tier levels took effect on September 30, 2005: $10,000,000 or moreA certificate of deposit (CD) is a time deposit, issued by a bank or savings association, that typically pays periodic interest at a fixed rate for a specified period of time. CDs purchased through Merrill Lynch, Pierce, Fenner & Smith Incorporated (Merrill), a registered broker-dealer, are called brokered CDs and are held in a Merrill ... ….

With the Merrill Lynch Slope Deposit Program, them can take advantage of an automatic cash sweep feature, daily liquidity, and FDIC protection. Skip To Content 3.1.2 Client joinMerrill Lynch, Pierce, Fenner & Smith Incorporated (“Merrill”) is making available to its customers certificates of deposit (“CDs”) of various U.S. depository institutions (each, an “Issuer”). Each CD is a deposit obligation of an Issuer domiciled in the United States or one of its territories, the deposits and accounts of which are ...Minimum Deposit: Annual Interest Rate(%) Method of Interest Calculation: Payment of Interest: Effective Interest Rate(%) National Savings Certificates – 03 Months: 500/- to 25000/-07.00: Maturity: Maturity: National Savings Certificates – 06 Months: 500/- to 25000/-07.25: Maturity: Maturity: National Savings Certificates – 12 Months: 500 ...Schedule a meeting with a banker to open an account and enjoy relationship rates. Want to learn more about CDs? Visit our Banking Education Center. CD Text Message Program: Message and data rates may apply. For help call 1-800-935-9935. Reply STOP to 87256 to no longer receive Chase CD text messages until you provide your consent again.Direct deposit allows your employer to send your pay straight to your bank account, so you won't need to deposit a paper check each payday. The prevalence of direct deposit has made paper ...Oct 13, 2017 · Linking accounts may also result in higher interest rates on deposits made through the bank deposit program (see Dividends and Interest on Money Accounts, page 4). [98] Statements for linked accounts are sent to one of the account holders, who has been appointed as the other account holders' "agent" to receive their monthly statements and …How to purchase CDs. Once you're logged into your account, you can use Merrill's fixed income Screener under the Research tab to search for CDs to purchase. Use pre‑defined search parameters or select your own criteria to find the CDs that align with your preferences.Earn Up to 5.25% APY *. Compare and choose from top high-yield savings accounts. FDIC/NCUA insured up to $250K. No monthly fees on most accounts. * as of November 2023. Save Now. Unlock your free money guide! Join Professor Cope for lessons on Budgeting, Investing, & more Learn more.Ask your advisor about Preferred Deposit and CD rates. Learn more about high-yield deposits. Highlighted Features. e-Sign. Send a secure message, set an appointment, e-sign documents and stay in touch with your advisor. See how it works. ... Merrill Lynch Life Agency Inc. ("MLLA") is a licensed insurance agency and wholly owned subsidiary of ...Merrill Lynch Direct Deposit Program. The deposit of checks, the sale of securities and other activity generate cash in your account. Available cash balances are automatically swept into bank deposit accounts with Bank of America, N.A. (under the Merrill Lynch Direct Deposit Program). Until that time, your cash balances will not earn interest. Ml direct deposit program interest rate, Rate Monitor. Member of SIPC. Securities in your account are protected up to $500,000. For details, please see www.sipc.org. Under the Bank Deposit Program, free credit balances held in an account (s) at Morgan Stanley Smith Barney LLC are automatically deposited into an interest-bearing deposit account (s), at FDIC-insured banks., Effective September 2, 2014, the annual deposit fee Merrill Lynch receives from Merrill Lynch Affiliated Banks for each account with uninvested cash balances swept under the following programs will change: • For the Merrill Lynch Bank Deposit Program, Merrill Lynch Business Deposit Program and Merrill Lynch Direct Deposit Program, the fee ..., What an early withdrawal from a traditional 401 (k) plan account could cost you. If you're under 59½, you may get hit with both ordinary income taxes and an additional 10% federal income tax. Amount of withdrawal. $25,000. Ordinary income taxes. -$6,000. Early withdrawal taxes. -$2,500., Current Interest Rates for the FDIC Bank Deposit Sweep Program The Current interest rate for the FDIC Bank Deposit Sweep Program is based upon your Program Deposits in accordance is as follows: Tier Range Tier From InterestTo Rate 1 APY 1 1 $0.01 $49,999.99 2.26 %28 2 $50,000.00 $99,999.99 2.26% 2.28% 3 $100,000.00 $499,999.99 2.26% 2.28%, May 2, 2024 · The interest rates for Citibank are quite generous and arguably one of the highest fixed deposit rates in the market. Citi Private Client and Citigold members can earn up to 3.20% p.a. on deposits of S$250,000 to S$3 million for a 3-month tenure. But note that the deposits must be placed through a Relationship Manager. Citi Private Client …, Betterment says: "*Current promotional rate; annual percentage yield (variable) is 5.50% as of 4/2/24, plus a .50% boost available as a special offer with qualifying deposit. Terms apply; if the ..., Merrill Lynch Life Agency Inc. ("MLLA") is a licensed insurance agency and wholly owned subsidiary of BofA Corp. Trust and fiduciary services are provided by Bank of America, N.A., Member FDIC, or U.S. Trust Company of Delaware. Both are wholly owned subsidiaries of BofA Corp., Retirement Asset Savings Program --- Tier 51 5.16% Merrill Lynch Direct Deposit Program 0.01% Merrill Lynch Direct Deposit Program --- Tier 63 5.16% Preferred Deposit for Business®5, 6 4.71% 1Assigned to eligible accounts enrolled in the following investment advisory programs: (1) the Merrill Lynch Investment Advisory Program,, Feb 28, 2015 · Managed IRAs and ERISA accounts are not eligible for the multibank sweep program. Managed IRA and ERISA accounts can elect RJBDP – RJ Bank Only, whereby uninvested cash will sweep to Raymond James Bank for FDIC insurance coverage up to $250,000. Sweep deposits through RJBDP – RJ Bank Only will bear a reasonable rate …, 4 days ago · Learn how to earn up to 4.24% APY on your cash at Merrill Edge by using the Preferred Deposit option or buying money market mutual funds. Compare with other alternatives such as Treasury bills, ETFs, and direct deposit program., Your Merrill Edge Self-Directed account has unlimited $0 online stock, ETF and option trades with no trade or balance minimums. Options contract and other fees may apply. Merrill Edge Self-Directed accounts have no minimum balance requirement and no annual account fee. Additional transaction, service or investment fees may apply., Sort by: Search Comments. X_docholiday_xx. • 1 yr. ago. The ML direct deposit (mldd) is what is know as a "sweep" account. In essence what Merrill does here is that anytime you have uninvested cash, at the end of each day Merrill sweeps it into mldd. This does 2 things:, Feb 12, 2019 · Rate 0.14 0.14 0.14 0.14 0.14 0.14 0.14 0.14 0.14 APY 0.14 0.14 0.14 0.14 0.14 0.14 0.14 0.14 0.14 Rates based on total assets in eligible linked accounts. Two ML banks provide $500,000 FDIC insurance. Tax-free money fund sweeps available with $100,000 minimum; taxable money funds require manual investment., Once you make your initial deposit, interest accrues on the account at an annual rate of 10 percent while compounding quarterly. For example, interest earned on $6,000 deposited into the SDP for ..., 8 Comments. Available nationwide, Merrill Preferred Deposit account is offering 4.71% APY on your funds with a minimum opening deposit of $100,000. Update 4/19/24: The rate has decreased from 4.92% APY (to 4.71%). For more competitive rates, we highly recommend our top choice savings account at Western Alliance Bank. Balance Requirement., The Senior citizens of age 60 years and above to below 80 years shall get an additional rate of interest of 50 bps over applicable card rates for a period up to 5 years and 80bps for a period above 5 years on domestic deposits of less than Rs. 2 Crore., The formula for interest compounded annually is FV = P(1+r)n, where P is the principal, or the amount deposited, r is the annual interest rate, and n is the number of years the mon..., Rate Monitor. Member of SIPC. Securities in your account are protected up to $500,000. For details, please see www.sipc.org. Under the Bank Deposit Program, free credit balances held in an account (s) at Morgan Stanley Smith Barney LLC are automatically deposited into an interest-bearing deposit account (s), at FDIC-insured banks., from time to time and Merrill Lynch may waive all or part of it. Merrill Lynch financial advisors are compensated based on their clients’ total deposits held in the Merrill Lynch Affiliated Banks (excludes RASP and RASP II). Interest rates and yields Interest rates for the MLBD Program, Merrill Lynch Direct Deposit Program, RASP, RASP II and the, In my ME account, I see most of my money is sitting in "Cash Balance" and a small amount of it is in "Money Accounts: ML DIRECT DEPOSIT PROGRM". I'm guessing my cash balance isn't collecting interest, so I would want all money to go inside ML Direct Deposit Program., a Money Account Sweep, from a choice of money market mutual funds or bank deposit programs offered by Merrill Lynch for that purpose (the "Sweep Program"). Currently the RCMA Service offers the Customer the option of investing in the (1) BLF FedFund, (2) BLF Treasury Trust, (3) ISA Program and (4) MLBD Program as primary sweeps., Apr 19, 2024 · Leave a Comment. If you’re a Merrill client looking to open an interest bearing account, open a Merrill Preferred Depositaccount to earn 4.71% APY available nationwide. Update 4/19/24: The rate has decreased from 4.92% APY (to 4.71%). For more competitive rates, we highly recommend our top choice savings account at Western …, Average Contract Interest Rates on Loans and Discounts. 2-1-1 Nihonbashi-Hongokucho,Chuo-ku,Tokyo ( location) Tel:+81-3-3279-1111., Merrill Guided Investing and Merrill Guided Investing with Advisor have an annual program fee of 0.45 % and 0.85 %, respectively, based on the assets held in the account. This fee is charged monthly in advance. In addition to the annual program fee, the expenses of the investments will vary based on the specific funds within each portfolio., To get the latest information on interest rates sent to your email, subscribe to the IRS Newswire with e-News Subscriptions. On this page. Current year 2024 quarterly interest rates; Prior years quarterly interest rates; How we calculate interest rates; Interest rate categories and formulas; Table 1: Tax underpayments interest formulas, Quick reads on inflation, Interest rates, volatility and your investments from our Chief Investment Office. High-Yield Deposits. Ask your advisor about Preferred Deposit and CD rates. Learn more about high-yield deposits. Alternative Investments., Interest Rates and Prices. Looking for current or past interest rates on a federal investment or security? Here you can find the information you need through a variety of applications and reports. Simply follow the links to gain further information on Federal Investment Program rates, and rates for SLGS, IRS Tax Credit Bonds, and Trust Funds., Feb 28, 2015 · Managed IRAs and ERISA accounts are not eligible for the multibank sweep program. Managed IRA and ERISA accounts can elect RJBDP – RJ Bank Only, whereby uninvested cash will sweep to Raymond James Bank for FDIC insurance coverage up to $250,000. Sweep deposits through RJBDP – RJ Bank Only will bear a reasonable rate of interest., Setting beneficiaries for your CD allows you to increase your FDIC insurance past $250,000. To calculate your new coverage with beneficiaries added, multiply the number of owners by the number of beneficiaries multiplied by $250,000. So if you name three beneficiaries, you can increase your coverage to $750,000., Table 8 - UBS Bank USA Core Savings Yields - Promotional*. UBS Core Savings promotional rate of 5.40% APY is available from February 13, 2024 through June 9, 2024 (the " promotional period ") and is effective after you deposit $100 or more in net new cash into UBS Core Savings., 2 days ago · The average of these rates so announced by the comptroller shall be the rate of interest on security deposits under rental agreements governed by this chapter and made or renewed after the most recent announcement. A bilingual flyer of this information is also available. Rates for previous years: 2023: 0.01%. 2022: 0.01%. 2021: 0.01%. 2020: …, Having to go to the bank every time you get paid, however, may quickly lose its shine. Thankfully, most bank accounts come with a direct deposit feature. This option lets you deposit recurring income (like paychecks) directly into your account. How to set up direct deposit. Setting up direct deposit can be a convenient way to transfer funds., Learn how to earn up to 4.24% APY on your cash at Merrill Edge by using the Preferred Deposit option or buying money market mutual funds. Compare with other alternatives such as Treasury bills, ETFs, …